Effective date: August 03, 2018


  • This blog is a personal blog written and edited by me. The views and opinions expressed here are my own and do not represent those of people, institutions or organizations that the owner may or may not be associated with in professional or personal capacity, unless explicitly stated.

  • Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

  • All content provided on my blog posts are for informational purposes only. As the owner of this blog, I make no representations as to the accuracy or completeness of any information on this site or found by following any link on this site.

  • I, the owner will not be liable for any errors or omissions in this information nor for the availability of this information, and will not be liable for any losses, injuries, or damages from the display or use of this information.

  • In the name of full transparency, please be aware that my blog posts may contain affiliate links and any purchases made through such links mayresult in a small commission for me (at no extra cost for you).  Mentions of associated products/services/businesses within the content of my blog may or may not be noted as an affiliate in every reference.

  • All advertising in the form of advertisements on my blog are generated by a third party ad network.  Those advertisements are paid advertisements.  This blog does not contain any content which might present a conflict of interest.